Sadly, packages get stolen every day in the US. Whether you’ve ordered something big or small, it can be equally frustrating. But if it happens to you, what can you do?
Well, there are a few steps you can take to try and track your package down in the first instance. Whether you’ve ordered from Amazon (LINK TO AMAZON BLOG), a major retailer or a local seller – you should make sure you’ve tried to find your package before you assume the worst.
But, if your package has been stolen, what can you do?
If your missing package was something of high value, you might be thinking about trying to file an insurance claim. So, read on to find out if your insurer will cover a stolen package and what you can do next.
The short answer to this is: yes.
Most renters and home insurance policies cover theft, which includes porch piracy. Sometimes, people get confused as to whether their insurance policy would cover an item that has been stolen when it was left outside their door. Technically, it wasn’t in your home… right? Well, either way it generally tends to be covered by most insurance policies (but this might vary depending on the specific terms of your policy).
However, there are a few things you should consider before you start filing your claim.
The first thing you need to do is double check your insurance deductible. Your insurance policy will have a minimum deductible in place for when you make a claim, so if your package value is less than this it won’t be worth doing.
Let’s say, for example, your package contained a $400 iPad but your deductible is set at $500. In this scenario, it wouldn’t make sense to file a claim. On the other hand, if you’d ordered a $3,000 computer it could be a different story.
As we explained above, it really depends on your specific insurance policy and the value of the item you ordered.
This being said, there are also some other elements you might want to consider before you go ahead and file that claim.
Even if the cost of your stolen package exceeds your deductible, you might still find it’s still not worthwhile.
That’s because when you use your homeowners’ or renters’ insurance, your insurance company could look to raise your monthly premium. If your payments go up significantly, this could mean you end up spending more than you were reimbursed in the long run.
When it comes to package theft, the best thing to do is take actions to prevent it.
If you’re looking for a way to keep your deliveries safe and secure, Locker Suites is the solution for you. Our secure and convenient package locker rooms mean that you can send all of your deliveries to us, and we’ll keep them safe for you.
We’ll accept deliveries from any vendor – regardless of who they use for shipping, the size of your package, and whether you order more than one in a day – you can have it delivered to us.
That means no more packages left out on your porch and no more debates about filing an insurance claim!
When you’re ready to collect, you can come down to your suite 24/7 on your schedule.
Signing up is quick and easy! Get started below:
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" There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour "
" There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour "
" There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour "
Lorenzo Peterson
15th August, 2019 at 01:25 pm